The Road to Risk Reduction: Insurers Get Onboard with Self Driving Tech The recent announcement by Zurich Insurance that it will offer discounted premiums to owners of Tesla vehicles equipped with Full Self Driving (FSD) technology marks a significant shift in the industry's approach to risk assessment.
For years, insurers have struggled to accurately price policies for drivers who increasingly rely on advanced driver assistance systems (ADAS). The answer lies in data.
According to early stage data reviewed by Zurich's underwriters, vehicles using FSD technology exhibit lower accident frequencies compared to human driven journeys.